Terms & Conditions

Last updated: 05.11.2026

1. Provider and Scope

These Terms & Conditions ("Terms") govern your use of the FinSenty service ("Service"), operated by App Fiction GmbH, Akazienstraße 3 A, 10823 Berlin, Germany ("we", "us", "our"). They apply to free use, the user account and the FinSenty Premium subscription. By accessing or using our Service, you agree to these Terms.

A consumer is any natural person who concludes the contract for purposes that are predominantly outside their trade, business or profession (Section 13 BGB). A business is anyone who concludes the contract in the exercise of their trade, business or profession (Section 14 BGB).

2. Service Description

FinSenty shows how finance and crypto media talk about the markets: daily series on mood (Sentiment), expressed expectations (Outlook) and topics (Topics), each next to the market's price, and indicators derived from them. The content is descriptive. FinSenty gives no buy or sell signals and no investment recommendations.

• Free: You can use part of the Service free of charge and without an account.
• Account: A user account is free. You need it to subscribe to FinSenty Premium.
• FinSenty Premium: a paid subscription with additional content, as a plan for individuals ("Personal") or for businesses ("Business").

Our Premium page describes which content Free includes and which is Premium only. For a subscription, the description at the time of your order applies. The content is produced automatically and updated regularly, but not at fixed times. No particular availability or timeliness of the Service is agreed. We develop the Service further and may change it in doing so; for changes to a running subscription with consumers, the statutory rules apply (Section 327r BGB).

3. No Financial Advice & Risk Disclosure

4. Registration and Account

• To create an account, you register with your e-mail address and a password. Your details must be accurate.
• You are responsible for keeping your login details confidential and for all activities under your account. Do not share your login details with third parties.
• You can request the deletion of your account at any time by e-mail to mail@finsenty.com. A running Premium subscription does not end by itself when the account is deleted; please cancel it beforehand or in the same message.

5. Premium Subscription, Payment and Cancellation

• Plans and prices: The available plans, their prices and their billing period are shown on the plans page. Prices for Business plans are exclusive of VAT. You see the total amount including any applicable taxes on the payment page before you order.
• Conclusion of contract: You choose a plan and reach the payment page of our payment provider Stripe via "Continue to payment". There you enter your payment details and your address. By clicking the button that completes the subscription on that page, you make a binding offer; the contract is concluded when the payment is confirmed. Premium is then unlocked for your account.
• Payment: The subscription fee is due in advance at the start of each billing period. You pay by card or PayPal through Stripe. If a payment fails, Premium is locked until the payment has been made.
• Term: The subscription renews for the chosen billing period each time until you cancel it.
• Cancellation: You can cancel your subscription at any time to the end of the current billing period: via the link "Cancel contract here" at the bottom of every page, on the "Your plan" page via "Cancel plan" or in text form, for example by e-mail to mail@finsenty.com. Via "Cancel contract here" you can also cancel extraordinarily for good cause; after clicking "Cancel now" you receive a confirmation of receipt by e-mail at once. Premium remains available until the end of the paid period; nothing is charged after that. Until then you can undo the cancellation via "Resume plan". We do not refund the remainder of a started period; your statutory right of withdrawal (section 6) and your statutory warranty rights remain unaffected.
• Price changes: New prices apply to new subscriptions. We change the price of a running subscription only with your consent.

6. Withdrawal Policy for Consumers

Consumers have a right of withdrawal as follows:

Right of withdrawal

You have the right to withdraw from this contract within fourteen days without giving any reason.

The withdrawal period will expire after fourteen days from the day of the conclusion of the contract.

To exercise the right of withdrawal, you must inform us (App Fiction GmbH, Akazienstraße 3 A, 10823 Berlin, Germany, telephone: +49 30 89580189, e-mail: mail@finsenty.com) of your decision to withdraw from this contract by an unequivocal statement (e.g. a letter sent by post or e-mail). You may use the attached model withdrawal form, but it is not obligatory.

To meet the withdrawal deadline, it is sufficient for you to send your communication concerning your exercise of the right of withdrawal before the withdrawal period has expired.

Effects of withdrawal

If you withdraw from this contract, we shall reimburse to you all payments received from you, including the costs of delivery (with the exception of the supplementary costs resulting from your choice of a type of delivery other than the least expensive type of standard delivery offered by us), without undue delay and in any event not later than fourteen days from the day on which we are informed about your decision to withdraw from this contract. We will carry out such reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.

If you requested to begin the performance of services during the withdrawal period, you shall pay us an amount which is in proportion to what has been provided until you have communicated us your withdrawal from this contract, in comparison with the full coverage of the contract.

Model withdrawal form

(Complete and return this form only if you wish to withdraw from the contract.)

• To App Fiction GmbH, Akazienstraße 3 A, 10823 Berlin, Germany, e-mail: mail@finsenty.com:
• I/We (*) hereby give notice that I/We (*) withdraw from my/our (*) contract of sale of the following goods (*)/for the provision of the following service (*)
• Ordered on (*)/received on (*)
• Name of consumer(s)
• Address of consumer(s)
• Signature of consumer(s) (only if this form is notified on paper)
• Date

(*) Delete as appropriate.

7. Use of the Service

• You may use the Service only for lawful purposes and in accordance with these Terms.
• You may not resell, sublicense or otherwise make the Service available to third parties without our written consent.
• You may not attempt to reverse engineer, decompile or otherwise derive the source code of the Service.

8. Intellectual Property

All content, data and software provided as part of the Service are the property of App Fiction GmbH or its licensors and are protected by copyright and other intellectual property laws. We use third-party providers for certain data and price information. The rights to this data remain with their respective owners; we give no warranty for its accuracy.

9. Liability

• We are liable without limitation for intent and gross negligence, for injury to life, body or health, and under the German Product Liability Act.
• In the case of slight negligence, we are liable only for the breach of an essential contractual obligation, that is, an obligation whose fulfilment makes the proper performance of the contract possible in the first place and on whose observance you may regularly rely. Liability is then limited to the foreseeable damage typical for the contract.
• Beyond this, we are not liable for losses from investment or trading decisions you make on the basis of the content (see section 3).

10. Suspension

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, if you violate these Terms.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the Federal Republic of Germany. If you are a consumer, you keep the protection of the mandatory consumer protection provisions of the country in which you have your habitual residence. If you are a merchant, a legal entity under public law or a special fund under public law, the exclusive place of jurisdiction for all disputes arising from or in connection with these Terms is Berlin, Germany.

12. Consumer Dispute Resolution

We are neither willing nor obliged to take part in dispute resolution proceedings before a consumer arbitration board.

13. Language

The contract language is German. This English translation of the Terms is for your information only.

14. Contact

If you have any questions about these Terms, please contact us at mail@finsenty.com.